alone Golf Equipment insurance
This contract is designed to provide protection for your golf equipment in your home, at your golfing venue and directly in transit between the two. Cover is available to include theft from a locked unattended vehicle where the equipment is kept out of site from outside. There are a number of requirements on this policy that you will have to fulfill to ensure cover is in force. We will list those fully for you at the time of quotation.
The policy will also cover public liability to a third party such as a wayward shot hitting and injuring someone or damaging their property whether or not this is on the golf course. A window broken or the like. It also will pay for the litigation costs in defending a claim if the circumstances require. This is an important part of the cover as although incidences are rare, when they do occur, should they involve bodily injury, then the cost could run into large sums of money.
Personal accident benefits are also included if the accident occurs at a recognised golf venue including dental treatment. Club membership and tournament fees which have been paid and for which you cannot benefit would be refunded.
If you have lost the use of your equipment and the policy is paying for them, then the cost of alternative equipment hire would be also met.
Finally, if you score a hole in one during a club competition then the cost of the round of drinks you will also required to pay for will be reimbursed.
The cover is available as standard anywhere in the UK and European union but also offers cover for mopst countries abroad for up to 120 days a year. New for old cover is also available for equipment less than 3 years old.
Household policies can be used to cover golf equipment. There may be occasions on a household policy that the loss or damage part of the cover could be wider than this policy. But a household policy will not be able to offer all the different sections as this policy is able, nor may they be able to offer cover for substantial sums insured. In addition, some household policies will not fully cover the liability section which while the risk of a claim occurring is relatively small the claim can be very substantial. T
You can chose between paying every 4 weeks by direct debit or credit card or annually. Lunar monthly policies as the 4 week payment option is called have increased benefits over the annual policies. You should note that as the premium becomes payable every 28 days you will make 13 payments in the year.
There will be an excess, which is the amount that you pay towards a claim.
The quotation system will indicate the premiums available for different levels of cover. However, we will forward a full quotation to you with the terms and conditions on offer.
Press the personalized quotation link here or in the left hand column for a full quotation.